Base vs Annual Percentage Rate

Base vs. Annual Percentage Rate 101

Predict what you’ll pay by understanding base rate vs. annual percentage rate. When you apply for a mortgage, your primary concern is whether or not you can afford it right now. After all, you assume you’ll only be earning more money over time. That doesn’t mean that you should skip taking a look at your long-term Read More

Mortgage Lender Solana Beach CA

Why Your Mortgage Rate Matters So Much

When you buy a home, your mortgage rate will ultimately determine how much it costs you. We all know that buying a home is expensive. In fact, it’s the single largest purchase most Americans will ever make. What may be surprising, then, is that the purchase price shouldn’t be your only point of financial focus when you Read More