Do You Know If You Are a Risky Borrower?

Before you start shopping and pick the home of your dreams, it’s important that you are aware of your own financial situation, and can understand if lenders will call you a high-risk borrower. People will tell you that acquiring a mortgage can be a lengthy and complicated process. Now, add in some missed credit card Read More

New Mortgage Rules

How The New Mortgage Rules Will Affect You

The pros and cons of the new Loan Estimate and Closing Disclosure mortgage rule. In an effort to prevent issues in the housing market like the ones we experienced in 2008, the Consumer Financial Protection Bureau has taken some steps to make sure consumers understand the home buying process. Beginning October 3rd, anytime you apply Read More