We have worked with Elvin at Ranch & Coast Mortgage Group for the last 5 years. He has completed numerous refis on our rental properties, as well as our most recent home loan purchase. He is an extremely hard worker and his professionalism surpassed our expectations.  He has always managed to get us the very best rate out there and wouldn’t stop looking until he was confident he had the lowest one available. On a personal note, he is friendly and truly a pleasure to work with. Elvin is always available via phone or email whenever we’ve had any questions or concerns at all. We wouldn’t go anywhere else for our mortgage/refinancing needs. I give Elvin at Ranch & Coast Mortgage my highest recommendation.