We used Elvin Wesley as our broker when we bought our house several years ago and since then we have refinanced a few more times to get a lower rate.  Each time he has gone above and beyond to help us get things done in a timely manner.  Not only is he is always professional and courteous to work with, he has made sure to get us the lowest rate on our loan each time as well as HUGE savings on fees.  In fact, it hasn’t cost us a penny!  I also have to add that he goes the extra mile to help his clients out.  He has gone out of his way to deliver and pick up paperwork at our home to make the process easy and convenient for me.  I also appreciate that the appraiser and notaries he uses have always been punctual and professional.  My husband and I cannot say enough about how highly we recommend Elvin at Ranch and Coast Mortgage!