As a mortgage professional, Elvin encompasses every skill needed to fulfill each of his client’s needs: honesty, resourcefulness, experience and utmost attention to detail. Having been a mortgage professional myself and after working with him first at Mike Dunn and Associates and later at Ranch and Coast Mortgage Group, I can vouch for his dedication and devotion toward his client’s goals.  Elvin always works with his clients’ best interest as his absolute top priority. This approach explains why his clientele is strictly referral basis and why he works only with top San Diego agents. On a personal level, Elvin is a true friend that welcomes life and what life has to offer. Lindsay and I not only trust our clients to Elvin, but we have employed him for our own personal transactions because we have absolute PEACE of mind knowing his work ethic and level of experience in the mortgage industry.  Furthermore, we entrust our clients to him because we know that they will be getting top notch service, unbiased advice, excellent pricing and a perfectly managed transaction. Lindsay and I both highly recommend Elvin (and his team at Ranch and Coast Mortgage) to all buyers as well as other Realtors!