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Mortgage Lender Solana Beach CA

Why Your Mortgage Rate Matters So Much

When you buy a home, your mortgage rate will ultimately determine how much it costs you. We all know that buying a home is expensive. In fact, it’s the single largest purchase most Americans will ever make. What may be surprising, then, is that the purchase price shouldn’t be your only point of financial focus when you Read More

FHFA Aims To Make Housing Credit More Accessible

Housing credit will become easier to get, making homeownership more affordable for low-income Americans. We all have heard about government-controlled housing finance firms Freddie Mac and Fannie Mae, but fewer of us are likely familiar with the agency that regulates them: the Federal Housing Finance Agency (FHFA). This agency regularly evaluates these two firms and sets Read More